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2018 KCU Benefits guide

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2018 Benefits This is your opportunity to enroll in Kansas City University of Medicine and Bioscience's benefits plan effective January 1, 2018–December 31, 2018. The next opportunity you have to enroll in these benefits will not be until Open Enrollment in the fall of 2018. You may have an opportunity to enroll outside of the open enrollment period if you have a qualifying life event. Employee Eligibility Eligible Employees You may enroll in the benefits program if you are a regular full-time employee who is regularly working a minimum of 30 hours per week. Dependent Eligibility As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include your spouse and children up to age 26. If your child is mentally or physically disabled, coverage may continue beyond age 26 once proof of the ongoing disability is provided. Children may include natural, adopted, stepchildren, or children obtained through court-appointed legal guardianship. FYI BE INFORMED Health Insurance has been required for most individuals since January 1, 2014 Qualifying Events You may not make changes to your coverage during the year outside of open enrollment without a qualifying event. Examples of a qualifying event are: h Marriage, divorce, legal separation or annulment. h You adopt a child or give birth. h Death of a dependent. h You and/or your dependent lose or gain eligibility under another plan. h Your employment terminates. h The hours you work are reduced so that you are no longer eligible for benefits. h You must comply with a qualified medical child support order. h You gain or lose Medicare, Medicaid, COBRA, or State Continuation Entitlement. You have 30 days from a qualifying event to make changes to your current coverage. 2018 Kansas City University of Medicine and Biosciences Benefits Guide 3

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